Help center
Set up transaction rules
How to automate predictable categories without hiding transfers, refunds, or merchants that need judgment.
Rules work best for merchants that repeat with the same meaning: rent, payroll, streaming services, utilities, and regular subscriptions. Create rules after you have reviewed a few real transactions so the match condition reflects the merchant names your accounts actually send.
Avoid broad rules for merchants that can belong in multiple categories. A warehouse club, marketplace, or department store may be groceries one week and gifts the next. Keep those in the review queue or create a narrower rule tied to description text, account, or amount where supported.
Revisit rules during monthly review. If a rule creates cleanup work, delete or narrow it. Automation is successful when it reduces repeated decisions without making reports less trustworthy.